Terms of Use
Effective Date: January 15, 2025
1. Acceptance of Terms
By accessing and using the Kaethermyx website (kaethermyx.info) and related services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our services.
These terms constitute a legally binding agreement between you and Kaethermyx, a company operating in Ireland. Your continued use of our services indicates your acceptance of any modifications to these terms.
2. Educational Services Description
Kaethermyx provides educational content and resources focused on seasonal investing strategies. Our services include online educational materials, market analysis, and investment guidance specifically tailored to seasonal market patterns.
All educational content is provided for informational purposes only and should not be considered as personalised financial advice. Past performance does not guarantee future results, and all investments carry inherent risks.
Our educational programmes are designed to help individuals understand seasonal market dynamics, but we do not guarantee specific investment outcomes or returns.
3. User Responsibilities and Obligations
- Provide accurate and current information when creating accounts or accessing services
- Maintain the confidentiality of your account credentials and accept responsibility for all activities under your account
- Use our services only for lawful purposes and in accordance with these terms
- Respect intellectual property rights of Kaethermyx and third parties
- Not engage in any activity that could damage, disable, or impair our services
- Not attempt to gain unauthorised access to any part of our systems or services
Users are expected to conduct themselves professionally when participating in any interactive elements of our educational platform, including forums, comments, or direct communications.
4. Intellectual Property Rights
All content provided through Kaethermyx services, including but not limited to text, graphics, logos, images, audio clips, video content, and software, is the property of Kaethermyx or its content suppliers and is protected by Irish and international copyright laws.
You may access and use our educational content for personal, non-commercial purposes only. Any reproduction, distribution, modification, or commercial use of our materials requires express written permission from Kaethermyx.
- Educational materials may be printed or downloaded for personal study purposes
- Content may not be redistributed or sold to third parties
- Modification of our content without permission is strictly prohibited
- Attribution to Kaethermyx is required when permitted use occurs
5. Privacy and Data Protection
Kaethermyx is committed to protecting your privacy and complying with applicable data protection regulations, including the General Data Protection Regulation (GDPR) as implemented in Ireland.
We collect and process personal information necessary to provide our educational services. This may include contact information, educational preferences, and usage data to improve your learning experience.
| Data Type | Purpose | Retention Period |
|---|---|---|
| Contact Information | Service delivery and communication | Duration of relationship plus 3 years |
| Educational Progress | Personalised learning experience | Duration of active account |
| Usage Analytics | Service improvement | 24 months maximum |
6. Payment Terms and Refund Policy
Payment for educational services must be completed before access is granted to premium content. We accept various payment methods as indicated during the checkout process.
Refund requests are evaluated on a case-by-case basis within 14 days of purchase, provided that less than 25% of the educational content has been accessed. Refunds are processed using the original payment method within 7-10 business days of approval.
Subscription services are billed according to the selected billing cycle. Cancellations take effect at the end of the current billing period, and no partial refunds are provided for unused portions of subscription periods.
7. Limitation of Liability
Kaethermyx provides educational content about seasonal investing strategies but does not provide personalised financial advice. Users are solely responsible for their investment decisions and their consequences.
To the fullest extent permitted by Irish law, Kaethermyx shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use of our services.
Our total liability for any claims arising from or related to these terms or our services shall not exceed the amount you paid for the specific service giving rise to the claim during the 12 months preceding the claim.
8. Disclaimer of Investment Advice
The educational content provided by Kaethermyx is for informational purposes only and should not be construed as investment advice, financial advice, trading advice, or recommendations to buy, sell, or hold any securities or investments.
All investment decisions should be made based on your individual circumstances, risk tolerance, and financial objectives. We strongly recommend consulting with qualified financial advisors before making any investment decisions.
Market conditions are subject to change, and seasonal patterns observed in historical data may not repeat in future market cycles. Past performance is not indicative of future results.
9. Service Availability and Modifications
While we strive to maintain continuous service availability, Kaethermyx does not guarantee uninterrupted access to our educational platform. Scheduled maintenance, technical issues, or circumstances beyond our control may temporarily affect service availability.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice to users. Significant changes to these terms will be communicated through email or prominent website notices at least 30 days before implementation.
10. Governing Law and Dispute Resolution
These Terms of Use are governed by and construed in accordance with the laws of Ireland. Any disputes arising from or relating to these terms or our services shall be subject to the exclusive jurisdiction of the Irish courts.
Before initiating formal legal proceedings, we encourage users to contact us directly to resolve any concerns or disputes through good faith negotiation.
Contact Information for Legal Matters
11. Termination
Either party may terminate the relationship under these terms at any time. You may stop using our services and delete your account through your account settings or by contacting our support team.
Kaethermyx reserves the right to suspend or terminate user accounts for violations of these terms, illegal activity, or behaviour that threatens the integrity of our educational platform or other users' experience.
Upon termination, your right to access our services ceases immediately. However, provisions regarding intellectual property, limitation of liability, and governing law shall survive termination.